Bank Failure List Tops 45
TODAY, MONEY.CNN.COM REPORTED THAT the list of bank failures topped 45. The article states: “The financial crisis has taken a heavy toll on small banks across the nation as losses in the housing market mount and unemployment dents household wealth. Analysts expect the trend to continue even as larger banks stabilize and the overall economy [...]
Are Creditors Taking Advantage of You?
STOP HARASSMENT FROM CREDITORS: Federal and state debt collection laws protect you from abusive and harassing debt collector conduct. You probably already know that creditors aren’t in business to help you. It does not matter to them what unfortunate circumstances have befallen you – they are all the more pleased about your financial difficulties as [...]
Good News About Debt Negotiation
EFFECTIVE FINANCIAL SERVICES (EFS) is a professional debt negotiation company. EFS can settle your UNSECURED debt for much less than what you currently owe. You can reduce your credit card debt from 50% – 70%, as well as other unsecured debt and avoid bankruptcy. EFS can give you debt relief without the need to borrow [...]
Is Debt Bad?
TOO MUCH DEBT IS BAD: it’s bad for governments, it’s bad for companies and it’s bad for individuals and families. In it’s worse scenario it can lead to bankruptcies, closed businesses, lost jobs, family stress and many other unpleasant life circumstances. However, handled appropriately, debt allows people, organizations and government to do things that they [...]
REWARDING YOUR DEBT NEGOTIATOR
DEBT NEGOTIATION I would strongly suggest that you find a Debt Negotiation company that lets you pay the Negotiator on how good they do their job. The industry standard is to pay the Negotiator 25% of what they save. (There are companies that charge 15% of the savings, but I notice they don’t stay in [...]
DEBT NEGOTIATION COMPANIES: WHAT TO WATCH OUT FOR
The process of negotiating debts is a very, very old activity. You can think back to the times where the Native Americans negotiated land and so forth with furs, beads and other such things. Even recently in Europe, the debt load of the US was negotiated so that the interest was less which somehow increased [...]
OVERWHELMING DEBT VS. YOUR CREDIT
If you have overwhelming debt and are having a difficult time making your monthly payments, the last thing you need to worry about is your credit! I have been in the Debt Settlement industry for 10 years and I have heard the worries that people have about their credit when they can hardly pay their [...]
Debt Negotiation
WHAT IS DEBT NEGOTIATION? Debt Negotiation is the process of negotiating with a creditor to pay off a percentage of a balance owed on old bills, invoices, lawsuits, liens, medical bills, utility bills, and judgments. This process is commonly used in debt settlement and debt arbitration. Since a significant amount of bankruptcies that are filed [...]