How Do I Know That This Is A Real Debt Company?


First, let me tell you a little about myself. (There are links below that you can use to verify our identity.) We certainly live in tough economic times that are unlike any other we have experienced in the past. There must be a way to successfully discharge your debt so that you can, once again, get yourself into a financial situation that you can steer and not one directed by others. That is what I have been helping people do for the past 12 years.

My name is Doug Daniloff and I’m the owner and CEO of Effective Financial Solutions, a Debt Settlement company. I have been in the debt industry since 1998 and have gotten many people successfully out of debt.

I graduated from the University of California, Santa Barbara with a graduate degree in education. I engaged in various businesses over the years, now settling in an area that I have had too much experience in – the acquisition and disposal of debt. Realizing that I wasn’t the only person faced with daunting debt and no real solution to discharging it, I founded a Debt Settlement company and immediately began helping thousands of people like you to get out of debt by negotiating with their creditors.

It’s not that we didn’t get ourselves into the financial mess, it’s just that once we figured out where we put ourselves, we realized that there was no easy way out. It became clear that we borrowed $1,000 and were going to pay back 3 to 4 times that amount, with the high interest rates, before we got out of that amount of debt! What did we get ourselves into?

I decided that I wanted to help others to get out of their debts, not to steal from the credit card companies and banks, but to get out of the grip that the interest rate alone created. Buying something and deciding that you didn’t want to pay it back is not right, that’s theft. But, buying something and paying it back for years and years which lines the pockets of the banks and credit card companies with more than a reasonable amount of money, is just not right. Debt Negotiation can be a very successful method for getting out of debt if it matches your needs.

I will help you as I have many others.

Give us a call and we will be glad to go over your debt situation to see if we can help. If not, we can steer you in the right direction. Debt Settlement is not for everyone.

Here’s to a debt free life!

Doug Daniloff
CEO Effective Financial Solutions
866-998-5551 Toll Free

P.S. – Here is something you may find useful. I send this data out to new clients. Some of it is just useful data. Some of it lets you see that we are indeed a real company. In this high-speed, internet age that we live in, it is not always easy to know when you are talking to a “real person” and when you are talking to some fake identity- used for tricking people into handing over their hard-earned money to a criminal.

This is a link to PBS’ website. PBS is “The Public Broadcasting Station.” They run a news program called “Frontline.” A few years ago PBS’ Frontline teamed up with The New York Times, and did an expose’ on the credit card industry.

Here is the link is to the PBS Frontline Special Report, “The Secret History of the Credit Card”:

If you like, you can email us, and we can send you sample settlement letters. This will give you an idea of the kind of savings obtained through negotiating the accounts.

For your information:

Here is the Florida, Dept of State – Division of Corporation Web site:
Just fill in the blank space they provided with our name: Effective Financial Solutions

This is mainly to show you that we are a legal, registered company.

You can simply type in our name, Effective Financial Solutions.

We are also in the Dunn and Bradstreet data base.

And, last but not least- we are on Facebook. After all, Facebook is the newest and best way to verify that a person is a real person and has been around for a while.

Simply log into your Facebook account and type “Effective Financial Solutions” into the search bar.

OR copy and paste this link into your browser search bar:!/pages/Effective-Financial-Solutions/361225849245

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