(Yes – the following are copies of actual settlement letters at the bottom of this page.)
The other day I was on the phone with a prospective client. The call came in while I was grabbing my morning cup of coffee at Starbucks. She had been referred to me by another client and was doing her due diligence- seeing what kind of settlements we do and how our whole program works. As I finished answering her last question and promised to mail her a sample of our handiwork, I looked up and found that I had a bit of an audience.
I said “hi” to the gentleman I first noticed was looking at me. He replied, “You must work for a bank.” I told him, “Not quite- I work for a debt settlement company.” He responded, “Wow. I thought that you guys were just a myth.” I laughed and said, “You know, we create that appearance on purpose. We actually have a secret hideout- right down on Main- that’s where I was trying to sneak off too, but you caught me.” He laughed and asked, “Can you really save people that kind of money?” “Of course,” I told him. Then I realized what had just happened. I had just told my soon-to-be newest client that I would send her samples of or work, and now I had a person right in front of me who didn’t know for sure that what I said was true either.
The simple fact is that to the average person, a credit bill is something that is carved in stone. And of course, if you don’t pay the bill, the stone will be thrown at you and your credit score. A person like myself knows that credit bills can be negotiated just as easily as anything else. I negotiated on the price of my car; I negotiated on the price of my house; I even negotiated on the price of my gym membership. This is America, and you are free to negotiate on anything you want. Heck, Oprah had a guy on her show some months ago that owned a company that was successfully negotiating down peoples IRS tax debt.
So here is a sample of our work. These are sample of real settlements that we have done for our clients. We work on settlements like this every day. Enjoy!