If you are now reading this, you most likely are experiencing, or may soon experience, one or more of the uncomfortable situations below. You also may have seen ads for “credit counseling” or “debt consolidation” and think that they could be answers to your debt problems.
Be prepared to be shocked at what you learn and what the REAL SOLUTION IS.
♦ Over 70% of all marriages that end in divorce are due to financial problems.
♦ 75% of all Americans are THREE (3) paychecks away from bankruptcy
♦ Of those Americans 1.5 million will file bankruptcy; 1.5 million will participate in consumer credit counseling; and 37 million will TRY TO NEGOTIATE WITH CREDITORS THEMSELVES – which the creditors love, because the people in debt trouble are not professionals and do not know how the system really works.
♦ On average, when you buy something with a credit card, you pay 132% MORE THAN IF YOU USED CASH.
♦ Typical minimum monthly payments for a credit card are divided into 90% interest and only 10% to principal reduction. The principal amount on your credit card is what the product or service you bought cost you.
♦ Over 71% of all credit card accounts have only the minimum monthly payments being made by consumers.
The truth is that you have fallen into a TRAP!
Look at the above statistics, and you can easily see that your situation is not uncommon. Not only that, but you have been led to believe that the only way out is unthinkable- file for bankruptcy. Or, you could always go for credit counseling. Either way, you would be giving up.
YOU CAN TAKE CHARGE OF THE SITUATION AND GET OUT OF DEBT WITHOUT FILING FOR BANKRUPTCY OR WAVING THE WHITE FLAG TO ONE OF THOSE CONSUMER CREDIT COUNSELING COMPANIES.