YOU NEED CASH RIGHT NOW! You can’t wait because if you do, whatever you need will be gone, or you will die. Really?
PAY LOANS AND CASH – WHAT TO DO?
Payday loans are a great way to get cash right now at the sacrifice of your paycheck, meaning, you will not get all of your paycheck when you have to repay your loan, you will be charged for the loan.
That can mean that if you are short because you had to pay back the quick loan, then you might be short again in your next pay period. In other words, it is costing quite a bit to get that short term loan.
Oh, but you really need the money!
I understand and that’s why companies like that exist – to give you the fast money.
BUDGET AND EXPENSES
What you really need to do is to live within your budget and more exactly that means, spend less than you make. Just do that and you will avoid the emergencies that lead to needing to get a Payday Loan. I have seen many a person come to me to settle their debts and amongst them is a Payday Loan. Not a good thing to do to have to settle that type of loan.
My strong suggestion is to avoid the Payday Loans and just spend less than you make. That way, you have planned into your budget a possible emergency. If it comes, you’ll be ready.